Terms and Membership
Clear expectations protect the learning environment.
These terms govern use of the Precision Horizon Global website, accounts, Campus and PHG Membership. They should be read with the Privacy Policy and Trading Risk notice.
1. These terms
By creating an account, using the Campus or purchasing membership when paid checkout becomes available, you agree to these terms. If you do not agree, do not use the protected service. Precision Horizon Global is referred to as PHG, we or us. You are the account holder or member.
2. PHG Membership
PHG Membership is one all-inclusive monthly educational membership. It includes:
- Private PHG Campus and course Library access: A protected learning environment containing the complete PHG Mentorship course and its approved learning resources.
- Complete 11-Lesson PHG Mentorship course: A structured educational path from foundational concepts through practical market application.
- Eleven lesson videos and eleven accompanying PDFs: Eleven approved lesson videos, each paired with its accompanying PDF resource.
- Education in PHG's two core trading models: Education in how PHG's two core models are structured, connected and applied within the wider PHG framework.
- Private Telegram Community: A private Telegram environment for educational questions, discussion, accountability and shared learning.
- Live educational market-review sessions: At least three scheduled sessions during a normal trading week.
- Weekday educational Q&A and support: Members may submit educational questions on weekdays. PHG ordinarily responds within two to three business days.
- PHG Trading Journal: A private space for recording observations, decisions, screenshots, reflections and lessons from experience.
One-to-one mentorship is not included.
Features in development
PHG AI Mentor and TradingView scanner context alerts are currently in development and are not available at the effective date of these Terms. These features are not available yet. Active PHG members will receive access to these features when they are released. Release timing may change. For this purpose, an active PHG member means: A member whose PHG Membership is active and paid through on the date the feature is released. Former or expired members are not entitled to a feature merely because they were previously members.
Purchase PHG Membership based on the services currently available. No exact release date is promised, and no feature in development should be relied upon when entering, managing or exiting a live trade.
3. Price and currency
The price is USD $99 per month, charged in US dollars (USD). There is no trial and no setup fee. The full recurring amount is shown before a future payment is authorised.
PHG Membership is charged in US dollars. If your payment method uses another currency, your bank or card provider may apply its own conversion rate or foreign-transaction fees.
4. Automatic renewal and payment authority
Renews automatically every month until cancelled. At checkout, you must expressly authorise Whop to process the recurring monthly charge. PHG will grant paid access only after the server has verified a successful payment for the correct account, plan, amount, currency and provider environment.
5. Accounts and access
You must be at least 18 years old and have legal capacity to create an account or purchase membership. Accounts are personal and must contain accurate information. Keep your password secure and tell PHG promptly if you suspect unauthorised use. You may not share, sell or transfer an account. Access begins only after the applicable account, permission and payment checks have been completed. Availability may depend on country, legal eligibility and the services PHG can responsibly support.
6. Cancellation
Cancellation stops the next renewal. Access remains available until the end of the period already paid for.
Cancellation may be completed through the Whop billing portal or by emailing support@precisionhorizonglobal.com before the next renewal. Include the account email and enough information to identify the membership. A cancellation does not reverse a charge already validly processed for the current paid period.
7. Immediate access and cooling-off rights
Digital membership and educational services are intended to begin immediately after verified payment. Before checkout, you will be asked to request immediate commencement and acknowledge that this may affect a statutory cooling-off right to the extent permitted by law. No wording in these terms waives a right that cannot lawfully be waived.
8. Refunds and payment corrections
- No ordinary change-of-mind refund after initial access begins, subject to applicable law.
- Duplicate or incorrect charges will be investigated.
- Charges after a valid timely cancellation will be investigated.
- Service failures remain subject to applicable consumer rights.
- An accidental renewal may be voluntarily refunded where requested within seven calendar days.
- The voluntary accidental-renewal refund is limited to one per account during a rolling 12-month period.
- Applicable legal rights are not excluded.
A voluntary accidental-renewal request must reach PHG within seven calendar days of the renewal. It is limited to one approved accidental-renewal refund per account in a rolling 12-month period. Access remains available while the request is reviewed unless safety, misuse or provider requirements justify a restriction. Refunds are returned through the original payment method where possible and processing time may depend on the provider and bank.
9. Failed or disputed payments
A failed renewal may place the Whop membership into a past-due state while payment recovery is attempted. Paid Circle access ends automatically when Whop reports that the membership is no longer valid. Do not assume a payment has succeeded because a bank shows a pending entry. Contact PHG before filing a chargeback so a duplicate, incorrect or unrecognised charge can be investigated, without limiting any lawful right to dispute a payment.
10. Live sessions and support
A normal trading week means a week in which the relevant markets are ordinarily open and PHG is not affected by a public holiday, scheduled break, illness, emergency, major technical failure or exceptional market closure. PHG aims to provide at least three scheduled live educational market-review sessions during such a week and to answer weekday educational messages ordinarily within two to three business days. Sessions may be rescheduled or replaced with an appropriate recorded review when reasonably necessary.
11. Education, not advice or signals
PHG provides general education and structured learning. Lessons, examples, live sessions, Community discussion, alerts, the Observatory and Journal feedback are not personal financial advice, account management or trade signals. PHG does not know your full financial position and does not decide whether a trade is suitable for you.
12. Trading responsibility
Trading involves genuine risk of loss. You are responsible for selecting providers, understanding costs and instruments, managing risk, and making every decision. No membership, lesson, model, tool, story or staff comment guarantees profitability, funding or any other financial result. Read the Trading Risk notice before using the education in connection with real markets.
13. Acceptable use
Use PHG lawfully, respectfully and for personal learning. Do not harass others, impersonate a person, bypass security, scrape protected material, interfere with the platform, upload harmful content, misuse community access, or use PHG to promote unlawful or misleading financial activity. The published Community Standards apply to participation in PHG-managed community spaces and should be read with these terms.
14. Intellectual property
PHG and its licensors retain ownership of the website, brand, curriculum, videos, PDFs, models, written material and protected platform content. An active membership gives you a limited, personal, revocable, non-transferable right to use published member material for your own learning. You may not copy, record, republish, sell, distribute or create a competing resource from protected content without written permission.
15. Member submissions and permission
You keep ownership of Journal entries, questions, feedback and other material you submit. You give PHG the limited permission needed to store, secure, display and process that material to provide the service. PHG will not publish a member story, name, image or trading result for promotion without separate permission. Do not submit material you do not have the right to use.
16. Availability and changes
PHG is built for reliable learning but continuous availability is not guaranteed. Maintenance, providers, connectivity, market closures or events outside reasonable control may interrupt a feature. PHG may improve, replace or retire content and tools while preserving the central purpose of the membership. Material changes to price, renewal or these terms will be communicated before they take effect where required.
17. Third-party services
PHG may rely on independent services such as Supabase, Vercel, Cloudflare Stream, Circle and Whop for payments. Their availability and separate terms may affect parts of the experience. PHG is not responsible for a third party's independent systems or conduct, but remains responsible for duties that law places on PHG.
18. Results and member stories
Examples and member reflections describe individual learning experiences. They are not typical-result claims, financial promises or evidence that another person will achieve the same outcome. Markets, decisions, experience and personal circumstances differ.
19. Consumer rights and liability
Nothing in these terms excludes a right, remedy or liability that applicable law does not allow PHG to exclude. To the extent law permits, PHG is not liable for trading losses, decisions made using general education, indirect loss, or loss caused by events outside PHG's reasonable control. If PHG fails to provide a paid service with the quality or care required by law, available consumer remedies remain unaffected.
20. South African law and complaints
These terms are governed by the laws of the Republic of South Africa, subject to any mandatory consumer rights that apply where you live. Send a complaint to support@precisionhorizonglobal.comso PHG can investigate and respond. If the issue is not resolved, you may use an applicable regulator, consumer body, ombud or court. The parties should first try to resolve the issue in good faith without preventing urgent or legally protected action.

